Frequently Asked Questions

What is happening between MU Health Care and Anthem Blue Cross Blue Shield?

Anthem has removed MU Health Care’s providers and facilities from its Medicare Advantage network, effective Tuesday, April 1, 2025. This means patients with Anthem or Blue Cross Blue Shield Medicare Advantage plans may have to pay more out of pocket or find a new, in-network provider for their care.

Will emergency care still be covered?

Yes. This change does not affect coverage for emergency services. Regardless of insurance status, you will not be responsible for more than the in-network cost for emergency care in any of our Emergency Departments. If your plan includes benefits for emergency services, then Anthem is legally required to cover those services at the in-network rate.

Can I still receive care at MU Health Care if I have Anthem or Blue Cross Blue Shield Medicare Advantage?

Yes, but you should call the number on the back of your insurance ID card to better understand your benefits. For all Anthem and Blue Cross Blue Shield Medicare Advantage products, you may be required to use out-of-network benefits and/or pay higher out-of-pocket costs.

In 2025, MU Health Care will accept the following other Medicare plans:

  • Medicare Advantage plans
    • Aetna
    • Anthem Blue Cross Blue Shield (health plans terminating March 31, 2025; pharmacy will remain in network)
    • Humana (excludes pharmacy)
    • UnitedHealthcare
    • Wellcare (Centene)
  • Original Medicare and all Medicare Supplements

What should I do if I am in active treatment?

Some patients undergoing active treatment may qualify for Continuity of Care benefits, allowing them to continue care at in-network rates for a limited time. Call Anthem at the number on the back of your insurance ID card to check your eligibility.

In what Medicare Advantage plans does MU Health Care participate?

MU Health Care participates with the following Medicare Advantage plans as of April 1, 2025:

  • Aetna
  • Anthem Blue Cross Blue Shield (health plans terminating March 31, 2025; pharmacy will remain in network)
  • Humana (excludes pharmacy)
  • UnitedHealthcare
  • Wellcare (Centene)
  • Original Medicare and all Medicare Supplements

Medicare Advantage patients can go to muhealth.org/medicare for more information.